RBI Verified CodeSARAIYA, BIHAR

Utkarsh Small Finance Bank

SARAIYA Branch • IFSC: UTKS0001197

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Branch Specifications & IFSC Data

Updated 2026
Bank NameUtkarsh Small Finance Bank
Branch NameSARAIYA
Complete AddressMAUZA - SHADIPUR,P.S - PARU,BLOCK ROAD,SARAIYA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN CODE - 84312
City / LocalitySARAIYA
DistrictMUZAFFARPUR
StateBIHAR
Contact Helpline1800-1200 (National Helpline)
IFSC CodeUTKS0001197
MICR Code842762005
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Utkarsh Small Finance Bank

The IFSC (Indian Financial System Code) for Utkarsh Small Finance Bank SARAIYA branch is UTKS0001197. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTKS

First 4 characters represent Utkarsh Small Finance Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001197

Last 6 digits identify SARAIYA branch.

Frequently Asked Questions (Utkarsh Small Finance Bank SARAIYA)

Q1.What is the IFSC code for Utkarsh Small Finance Bank SARAIYA branch?

The IFSC code for Utkarsh Small Finance Bank SARAIYA branch is UTKS0001197. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Utkarsh Small Finance Bank SARAIYA?

The complete address is: MAUZA - SHADIPUR,P.S - PARU,BLOCK ROAD,SARAIYA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN CODE - 84312, SARAIYA, BIHAR. You can reach the branch at Not Available.

Q3.What is the MICR code of Utkarsh Small Finance Bank SARAIYA?

The MICR code for Utkarsh Small Finance Bank SARAIYA is 842762005. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Utkarsh Small Finance Bank SARAIYA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTKS0001197 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTKS0001197?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTKS0001197. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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