Utkarsh Small Finance Bank
GURARU Branch • IFSC: UTKS0001244
Need a Personal or Business Loan from Utkarsh Small Finance Bank?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | GURARU |
| Complete Address | KHATA NO.-255,BEARING PLOT NO.3250,KITA TULSI ASTHAN,AREA 03 DECIMAL,MAUZA - RAUNA,TOLA-SHANKAR BIGH |
| City / Locality | GAYA |
| District | GAYA |
| State | BIHAR |
| Contact Helpline | +91 70340 00000 |
| IFSC Code | UTKS0001244 |
| MICR Code | 823762002 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Utkarsh Small Finance Bank
The IFSC (Indian Financial System Code) for Utkarsh Small Finance Bank GURARU branch is UTKS0001244. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Utkarsh Small Finance Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify GURARU branch.
Other Utkarsh Small Finance Bank Branches in Gaya
Explore nearby verified branches and their IFSC codes in this district.
BAIJNATHPUR - KHIZERSARAI
IFSC: UTKS0001208BANK ROAD
IFSC: UTKS0001170FATEHPUR
IFSC: UTKS0001202GAYA
IFSC: UTKS0001174GAYA
IFSC: UTKS0001361KOCH
IFSC: UTKS0001968MANPUR
IFSC: UTKS0001196PUNAWAN - WAZIRGANJ
IFSC: UTKS0001204SHERGHATI
IFSC: UTKS0001158Frequently Asked Questions (Utkarsh Small Finance Bank GURARU)
Q1.What is the IFSC code for Utkarsh Small Finance Bank GURARU branch?
The IFSC code for Utkarsh Small Finance Bank GURARU branch is UTKS0001244. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Utkarsh Small Finance Bank GURARU?
The complete address is: KHATA NO.-255,BEARING PLOT NO.3250,KITA TULSI ASTHAN,AREA 03 DECIMAL,MAUZA - RAUNA,TOLA-SHANKAR BIGH, GAYA, BIHAR. You can reach the branch at +91 70340 00000.
Q3.What is the MICR code of Utkarsh Small Finance Bank GURARU?
The MICR code for Utkarsh Small Finance Bank GURARU is 823762002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Utkarsh Small Finance Bank GURARU support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTKS0001244 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code UTKS0001244?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTKS0001244. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.