RBI Verified CodeEAST CHAMPARAN, BIHAR

Utkarsh Small Finance Bank

GYANBABU CHOWK Branch • IFSC: UTKS0001194

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Branch Specifications & IFSC Data

Updated 2026
Bank NameUtkarsh Small Finance Bank
Branch NameGYANBABU CHOWK
Complete AddressGROUND FLOOR,MAUZA - MOTIHARI KOLHUARWA,THANA - MOTIHARI,DISTRICT - EAST CHAMPARAN,BIHAR
City / LocalityEAST CHAMPARAN
DistrictEAST CHAMPARAN
StateBIHAR
Contact Helpline+91 72800 00000
IFSC CodeUTKS0001194
MICR Code845762002
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Utkarsh Small Finance Bank

The IFSC (Indian Financial System Code) for Utkarsh Small Finance Bank GYANBABU CHOWK branch is UTKS0001194. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTKS

First 4 characters represent Utkarsh Small Finance Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code001194

Last 6 digits identify GYANBABU CHOWK branch.

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Frequently Asked Questions (Utkarsh Small Finance Bank GYANBABU CHOWK)

Q1.What is the IFSC code for Utkarsh Small Finance Bank GYANBABU CHOWK branch?

The IFSC code for Utkarsh Small Finance Bank GYANBABU CHOWK branch is UTKS0001194. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Utkarsh Small Finance Bank GYANBABU CHOWK?

The complete address is: GROUND FLOOR,MAUZA - MOTIHARI KOLHUARWA,THANA - MOTIHARI,DISTRICT - EAST CHAMPARAN,BIHAR, EAST CHAMPARAN, BIHAR. You can reach the branch at +91 72800 00000.

Q3.What is the MICR code of Utkarsh Small Finance Bank GYANBABU CHOWK?

The MICR code for Utkarsh Small Finance Bank GYANBABU CHOWK is 845762002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Utkarsh Small Finance Bank GYANBABU CHOWK support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTKS0001194 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTKS0001194?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTKS0001194. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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