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IFSC & MICR Code Finder:Search Verified Bank Details

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NEFT / RTGS / IMPS
All Indian Banks

Search verified IFSC codes, MICR codes, and branch details for all Utkarsh Small Finance Bank branches in Bihar and across India for instant NEFT, RTGS, and IMPS transfers.

Fast & Accurate

  • •Real-time bank branch lookup
  • •Instant IFSC & MICR code search
  • •Verified RBI branch data

Secure Transfers

  • •Verified details for NEFT & RTGS
  • •Instant IMPS routing info
  • •Complete branch addresses
Step-by-Step IFSC Locator

Find Bank IFSC & Branch Details

Select your bank, state, district, and branch to find verified IFSC codes, MICR codes, and complete branch information across India.

Selected Path:Utkarsh Small Finance BankBihar

What is an IFSC Code?

IFSC (Indian Financial System Code) is a unique 11-character alphanumeric code that helps identify each bank branch in India. It is essential for online fund transfers such as NEFT, RTGS, and IMPS.

Where Can You Find It?

  • Printed on your chequebook or passbook
  • On your bank’s official website or the RBI portal
  • Inside your net banking or mobile banking app

Why is IFSC Code Important?

It ensures your money is routed accurately and quickly during online transfers. Without it, your transaction will fail or get delayed.

Bank Mergers?

Yes, mergers affect codes. Always verify your branch's IFSC before initiating a transfer.

Format of IFSC Code

Bank Code0Branch Code
1234567891011

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed at the bottom of your cheque. It is used to identify the bank branch during cheque clearing and ensures speedy processing.

IFSC vs MICR – Key Differences

FeatureIFSCMICR
Used ForOnline TransfersCheque Clearance
Format11-character alphanumeric9-digit numeric

How to Verify an IFSC Code?

  • Visit RBI's official website
  • Search using our IFSC Tool
  • Check your bank's latest documents

Common Mistakes to Avoid

  • Using outdated IFSC code after bank mergers
  • Confusing O (letter) with 0 (zero)
  • Selecting wrong branch code

Security Tips

  • Use IFSC only on trusted platforms
  • Don't share sensitive banking info with unknown sources
  • Cross-check IFSC before making large transfers

Benefits of Using IFSC Code

  • Safe: Prevents funds from going to the wrong account
  • Transparent: Allows RBI to track all digital transactions
  • Essential: Mandatory for NEFT, RTGS, IMPS

How to Use IFSC for Fund Transfer

1

Login to net banking or mobile app

2

Add beneficiary with name & IFSC

3

Choose NEFT / RTGS / IMPS

4

Verify using OTP and complete transfer

IFSC-Based Transfer Options

NEFT

National Electronic Funds Transfer

Used for scheduled fund transfers during banking hours. Works in hourly batches. No minimum limit.

RTGS

Real-Time Gross Settlement

High-value, real-time fund transfers. Minimum amount is ₹2 lakhs. Ideal for bulk or urgent payments.

IMPS

Immediate Payment Service

Available 24x7, including holidays. Best for small and quick transfers (₹1 to ₹5 lakhs).

Explore All Utkarsh Small Finance Bank Districts in Bihar

Select your district to locate all active branches, verified IFSC codes, and addresses.

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