RBI Verified CodeGHAWADI, PUNJAB

Union Bank of India

GHAWADI Branch • IFSC: UBIN0540609

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Branch Specifications & IFSC Data

Updated 2026
Bank NameUnion Bank of India
Branch NameGHAWADI
Complete AddressNEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206.
City / LocalityGHAWADI
DistrictLUDHIANA
StatePUNJAB
Contact Helpline2852177
IFSC CodeUBIN0540609
MICR CodeNon-MICR / Not Available
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Union Bank of India

The IFSC (Indian Financial System Code) for Union Bank of India GHAWADI branch is UBIN0540609. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUBIN

First 4 characters represent Union Bank of India.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code540609

Last 6 digits identify GHAWADI branch.

Frequently Asked Questions (Union Bank of India GHAWADI)

Q1.What is the IFSC code for Union Bank of India GHAWADI branch?

The IFSC code for Union Bank of India GHAWADI branch is UBIN0540609. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Union Bank of India GHAWADI?

The complete address is: NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206., GHAWADI, PUNJAB. You can reach the branch at 2852177.

Q3.What is the MICR code of Union Bank of India GHAWADI?

The MICR code is currently listed as not available or non-MICR branch.

Q4.Does Union Bank of India GHAWADI support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UBIN0540609 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UBIN0540609?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UBIN0540609. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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