Bank Branch Directory

IFSC & MICR Code Finder:Search Verified Bank Details

100% Verified

NEFT / RTGS / IMPS

All Indian Banks

Search verified IFSC codes, MICR codes, and branch details for all State Bank Of India branches in Punjab and across India for instant NEFT, RTGS, and IMPS transfers.

Fast & Accurate

•Real-time bank branch lookup
•Instant IFSC & MICR code search
•Verified RBI branch data

Secure Transfers

•Verified details for NEFT & RTGS
•Instant IMPS routing info
•Complete branch addresses

Check Loan Eligibility

INSTANT

Get custom quotes without impacting your CIBIL score.

Enter your 10-digit mobile number to receive a verification OTP and view custom loan offers.

Mobile Number

+91

⚡ Instant

No CIBIL Impact

🔒 100% Safe

Bank-Grade Security

⏱️ 3 Mins

Fast Disbursal

By clicking submit, you authorize FinCrif & partner banks to contact you via Call/SMS/WhatsApp.

Step-by-Step IFSC Locator

Find Bank IFSC & Branch Details

Select your bank, state, district, and branch to find verified IFSC codes, MICR codes, and complete branch information across India.

1. Select Bank

2. Select State

3. Select District

4. Select Branch

Selected Path:State Bank of India Punjab

What is an IFSC Code?

IFSC (Indian Financial System Code) is a unique 11-character alphanumeric code that helps identify each bank branch in India. It is essential for online fund transfers such as NEFT, RTGS, and IMPS.

Where Can You Find It?

Printed on your chequebook or passbook
On your bank’s official website or the RBI portal
Inside your net banking or mobile banking app

Why is IFSC Code Important?

It ensures your money is routed accurately and quickly during online transfers. Without it, your transaction will fail or get delayed.

Bank Mergers?

Yes, mergers affect codes. Always verify your branch's IFSC before initiating a transfer.

Format of IFSC Code

Bank Code				0	Branch Code
1	2	3	4	5	6	7	8	9	10	11

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed at the bottom of your cheque. It is used to identify the bank branch during cheque clearing and ensures speedy processing.

IFSC vs MICR – Key Differences

Feature	IFSC	MICR
Used For	Online Transfers	Cheque Clearance
Format	11-character alphanumeric	9-digit numeric

How to Verify an IFSC Code?

Visit RBI's official website
Search using our IFSC Tool
Check your bank's latest documents

Common Mistakes to Avoid

Using outdated IFSC code after bank mergers
Confusing O (letter) with 0 (zero)
Selecting wrong branch code

Security Tips

Use IFSC only on trusted platforms
Don't share sensitive banking info with unknown sources
Cross-check IFSC before making large transfers

Benefits of Using IFSC Code

Safe: Prevents funds from going to the wrong account
Transparent: Allows RBI to track all digital transactions
Essential: Mandatory for NEFT, RTGS, IMPS

How to Use IFSC for Fund Transfer

Add beneficiary with name & IFSC

Choose NEFT / RTGS / IMPS

Verify using OTP and complete transfer

IFSC-Based Transfer Options

NEFT

National Electronic Funds Transfer

Used for scheduled fund transfers during banking hours. Works in hourly batches. No minimum limit.

RTGS

Real-Time Gross Settlement

High-value, real-time fund transfers. Minimum amount is ₹2 lakhs. Ideal for bulk or urgent payments.

IMPS

Immediate Payment Service

Available 24x7, including holidays. Best for small and quick transfers (₹1 to ₹5 lakhs).

Explore All State Bank Of India Districts in Punjab

Select your district to locate all active branches, verified IFSC codes, and addresses.

View State Directory