RBI Verified CodeVARANASI, UTTAR PRADESH

Punjab National Bank

PADAO (VARANASI) Branch • IFSC: PUNB0494100

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Punjab National Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NamePunjab National Bank
Branch NamePADAO (VARANASI)
Complete AddressAVADHOOT BHAGWAN RAM KUSTHA SEVA ASHRAM
City / LocalityVARANASI
DistrictPARAO
StateUTTAR PRADESH
Contact Helpline1800-1200 (National Helpline)
IFSC CodePUNB0494100
MICR Code221024011
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Punjab National Bank

The IFSC (Indian Financial System Code) for Punjab National Bank PADAO (VARANASI) branch is PUNB0494100. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierPUNB

First 4 characters represent Punjab National Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code494100

Last 6 digits identify PADAO (VARANASI) branch.

Frequently Asked Questions (Punjab National Bank PADAO (VARANASI))

Q1.What is the IFSC code for Punjab National Bank PADAO (VARANASI) branch?

The IFSC code for Punjab National Bank PADAO (VARANASI) branch is PUNB0494100. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Punjab National Bank PADAO (VARANASI)?

The complete address is: AVADHOOT BHAGWAN RAM KUSTHA SEVA ASHRAM, VARANASI, UTTAR PRADESH. You can reach the branch at Not Available.

Q3.What is the MICR code of Punjab National Bank PADAO (VARANASI)?

The MICR code for Punjab National Bank PADAO (VARANASI) is 221024011. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Punjab National Bank PADAO (VARANASI) support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PUNB0494100 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code PUNB0494100?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PUNB0494100. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers