RBI Verified CodeKARIYAM, PUNJAB

Punjab National Bank

KARIYAM Branch • IFSC: PUNB0097610

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Branch Specifications & IFSC Data

Updated 2026
Bank NamePunjab National Bank
Branch NameKARIYAM
Complete AddressLUDHIANA ROAD VPO KARIYAM 144514
City / LocalityKARIYAM
DistrictSHAHID BHAGAT SINGH NAGAR
StatePUNJAB
Contact Helpline+91 1823 000000
IFSC CodePUNB0097610
MICR Code144024317
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Punjab National Bank

The IFSC (Indian Financial System Code) for Punjab National Bank KARIYAM branch is PUNB0097610. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierPUNB

First 4 characters represent Punjab National Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code097610

Last 6 digits identify KARIYAM branch.

Frequently Asked Questions (Punjab National Bank KARIYAM)

Q1.What is the IFSC code for Punjab National Bank KARIYAM branch?

The IFSC code for Punjab National Bank KARIYAM branch is PUNB0097610. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Punjab National Bank KARIYAM?

The complete address is: LUDHIANA ROAD VPO KARIYAM 144514, KARIYAM, PUNJAB. You can reach the branch at +91 1823 000000.

Q3.What is the MICR code of Punjab National Bank KARIYAM?

The MICR code for Punjab National Bank KARIYAM is 144024317. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Punjab National Bank KARIYAM support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PUNB0097610 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code PUNB0097610?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PUNB0097610. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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Punjab National Bank KARIYAM Branch IFSC Code PUNB0097610 & MICR Code | FinCrif