Punjab National Bank
GHAGWAL Branch • IFSC: PUNB0981200
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Branch Specifications & IFSC Data
| Bank Name | Punjab National Bank |
| Branch Name | GHAGWAL |
| Complete Address | PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141 |
| City / Locality | SAMBA |
| District | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact Helpline | +91 94200 00000 |
| IFSC Code | PUNB0981200 |
| MICR Code | 180024044 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Punjab National Bank
The IFSC (Indian Financial System Code) for Punjab National Bank GHAGWAL branch is PUNB0981200. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Punjab National Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify GHAGWAL branch.
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IFSC: PUNB0838800CIRCLE OFFICE
IFSC: PUNB0381100CIRCLE SASTRA CENTER JAMMU
IFSC: PUNB0825100DUMANA RAJPUR AKNOOR RD, DISTT
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IFSC: PUNB0457500DURGANAGAR
IFSC: PUNB0210810GANGYAL, DISTT. JAMMU (J & K)
IFSC: PUNB0191000JAMMU CANAL ROAD, DISTT. JAMMU
IFSC: PUNB0221900Frequently Asked Questions (Punjab National Bank GHAGWAL)
Q1.What is the IFSC code for Punjab National Bank GHAGWAL branch?
The IFSC code for Punjab National Bank GHAGWAL branch is PUNB0981200. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Punjab National Bank GHAGWAL?
The complete address is: PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141, SAMBA, JAMMU AND KASHMIR. You can reach the branch at +91 94200 00000.
Q3.What is the MICR code of Punjab National Bank GHAGWAL?
The MICR code for Punjab National Bank GHAGWAL is 180024044. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Punjab National Bank GHAGWAL support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PUNB0981200 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code PUNB0981200?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PUNB0981200. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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