RBI Verified CodeLUDHIANA, PUNJAB

Punjab & Sind Bank

LAKHA Branch • IFSC: PSIB0021312

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Branch Specifications & IFSC Data

Updated 2026
Bank NamePunjab & Sind Bank
Branch NameLAKHA
Complete AddressVILLAGE LAKHA TEHSIL JAGRAON DISTT LUDHIANA 142031 PUNJAB
City / LocalityLUDHIANA
DistrictJAGRAON
StatePUNJAB
Contact Helpline+91 1624 000000
IFSC CodePSIB0021312
MICR Code142023062
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Punjab & Sind Bank

The IFSC (Indian Financial System Code) for Punjab & Sind Bank LAKHA branch is PSIB0021312. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierPSIB

First 4 characters represent Punjab & Sind Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code021312

Last 6 digits identify LAKHA branch.

Frequently Asked Questions (Punjab & Sind Bank LAKHA)

Q1.What is the IFSC code for Punjab & Sind Bank LAKHA branch?

The IFSC code for Punjab & Sind Bank LAKHA branch is PSIB0021312. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Punjab & Sind Bank LAKHA?

The complete address is: VILLAGE LAKHA TEHSIL JAGRAON DISTT LUDHIANA 142031 PUNJAB, LUDHIANA, PUNJAB. You can reach the branch at +91 1624 000000.

Q3.What is the MICR code of Punjab & Sind Bank LAKHA?

The MICR code for Punjab & Sind Bank LAKHA is 142023062. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Punjab & Sind Bank LAKHA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PSIB0021312 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code PSIB0021312?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PSIB0021312. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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