Punjab & Sind Bank
COCHIN Branch • IFSC: PSIB0000363
Need a Personal or Business Loan from Punjab & Sind Bank?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Punjab & Sind Bank |
| Branch Name | COCHIN |
| Complete Address | M G ROAD ERNAKULAM COCHIN 682011 |
| City / Locality | ERNAKULAM |
| District | KOCHI |
| State | KERALA |
| Contact Helpline | +91 4842 000000 |
| IFSC Code | PSIB0000363 |
| MICR Code | 682023002 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Punjab & Sind Bank
The IFSC (Indian Financial System Code) for Punjab & Sind Bank COCHIN branch is PSIB0000363. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Punjab & Sind Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify COCHIN branch.
Frequently Asked Questions (Punjab & Sind Bank COCHIN)
Q1.What is the IFSC code for Punjab & Sind Bank COCHIN branch?
The IFSC code for Punjab & Sind Bank COCHIN branch is PSIB0000363. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Punjab & Sind Bank COCHIN?
The complete address is: M G ROAD ERNAKULAM COCHIN 682011, ERNAKULAM, KERALA. You can reach the branch at +91 4842 000000.
Q3.What is the MICR code of Punjab & Sind Bank COCHIN?
The MICR code for Punjab & Sind Bank COCHIN is 682023002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Punjab & Sind Bank COCHIN support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PSIB0000363 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code PSIB0000363?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PSIB0000363. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.