RBI Verified CodeKARNAL, HARYANA

Punjab & Sind Bank

GHAROUNDA DISTT KARNAL Branch • IFSC: PSIB0020939

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Punjab & Sind Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NamePunjab & Sind Bank
Branch NameGHAROUNDA DISTT KARNAL
Complete AddressNEAR MUNICIPAL OFFICE RAILWAY ROAD GHAROUNDA KARNAL HARYANA 132001
City / LocalityKARNAL
DistrictGHARAUNDA
StateHARYANA
Contact Helpline+91 1748 000000
IFSC CodePSIB0020939
MICR Code132023302
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Punjab & Sind Bank

The IFSC (Indian Financial System Code) for Punjab & Sind Bank GHAROUNDA DISTT KARNAL branch is PSIB0020939. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierPSIB

First 4 characters represent Punjab & Sind Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code020939

Last 6 digits identify GHAROUNDA DISTT KARNAL branch.

Frequently Asked Questions (Punjab & Sind Bank GHAROUNDA DISTT KARNAL)

Q1.What is the IFSC code for Punjab & Sind Bank GHAROUNDA DISTT KARNAL branch?

The IFSC code for Punjab & Sind Bank GHAROUNDA DISTT KARNAL branch is PSIB0020939. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Punjab & Sind Bank GHAROUNDA DISTT KARNAL?

The complete address is: NEAR MUNICIPAL OFFICE RAILWAY ROAD GHAROUNDA KARNAL HARYANA 132001, KARNAL, HARYANA. You can reach the branch at +91 1748 000000.

Q3.What is the MICR code of Punjab & Sind Bank GHAROUNDA DISTT KARNAL?

The MICR code for Punjab & Sind Bank GHAROUNDA DISTT KARNAL is 132023302. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Punjab & Sind Bank GHAROUNDA DISTT KARNAL support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PSIB0020939 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code PSIB0020939?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PSIB0020939. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers