RBI Verified CodeLUDHIANA, PUNJAB

Punjab & Sind Bank

CIVIL LINE LUDHIANA Branch • IFSC: PSIB0000145

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Punjab & Sind Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NamePunjab & Sind Bank
Branch NameCIVIL LINE LUDHIANA
Complete AddressKAILASH CHOWK, CIVIL LINES ,LUDHIANA-141001
City / LocalityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
Contact Helpline+91 1612 000000
IFSC CodePSIB0000145
MICR Code141023002
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Punjab & Sind Bank

The IFSC (Indian Financial System Code) for Punjab & Sind Bank CIVIL LINE LUDHIANA branch is PSIB0000145. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierPSIB

First 4 characters represent Punjab & Sind Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000145

Last 6 digits identify CIVIL LINE LUDHIANA branch.

Frequently Asked Questions (Punjab & Sind Bank CIVIL LINE LUDHIANA)

Q1.What is the IFSC code for Punjab & Sind Bank CIVIL LINE LUDHIANA branch?

The IFSC code for Punjab & Sind Bank CIVIL LINE LUDHIANA branch is PSIB0000145. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Punjab & Sind Bank CIVIL LINE LUDHIANA?

The complete address is: KAILASH CHOWK, CIVIL LINES ,LUDHIANA-141001, LUDHIANA, PUNJAB. You can reach the branch at +91 1612 000000.

Q3.What is the MICR code of Punjab & Sind Bank CIVIL LINE LUDHIANA?

The MICR code for Punjab & Sind Bank CIVIL LINE LUDHIANA is 141023002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Punjab & Sind Bank CIVIL LINE LUDHIANA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC PSIB0000145 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code PSIB0000145?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code PSIB0000145. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers