RBI Verified CodeLUDHIANA, PUNJAB

Karnataka Bank

LUDHIANA PUNJAB Branch • IFSC: KARB0000452

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Karnataka Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NameKarnataka Bank
Branch NameLUDHIANA PUNJAB
Complete AddressB-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003
City / LocalityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
Contact Helpline+91 1613 000000
IFSC CodeKARB0000452
MICR Code141052002
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Karnataka Bank

The IFSC (Indian Financial System Code) for Karnataka Bank LUDHIANA PUNJAB branch is KARB0000452. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierKARB

First 4 characters represent Karnataka Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000452

Last 6 digits identify LUDHIANA PUNJAB branch.

Other Karnataka Bank Branches in Ludhiana

Explore nearby verified branches and their IFSC codes in this district.

View All in Ludhiana

Frequently Asked Questions (Karnataka Bank LUDHIANA PUNJAB)

Q1.What is the IFSC code for Karnataka Bank LUDHIANA PUNJAB branch?

The IFSC code for Karnataka Bank LUDHIANA PUNJAB branch is KARB0000452. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Karnataka Bank LUDHIANA PUNJAB?

The complete address is: B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003, LUDHIANA, PUNJAB. You can reach the branch at +91 1613 000000.

Q3.What is the MICR code of Karnataka Bank LUDHIANA PUNJAB?

The MICR code for Karnataka Bank LUDHIANA PUNJAB is 141052002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Karnataka Bank LUDHIANA PUNJAB support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC KARB0000452 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code KARB0000452?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code KARB0000452. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers
Karnataka Bank LUDHIANA PUNJAB Branch IFSC Code KARB0000452 & MICR Code | FinCrif