Indian Overseas Bank
SMESAHARANPURDELHI ROAD Branch • IFSC: IOBA0002981
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | SMESAHARANPURDELHI ROAD |
| Complete Address | A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH |
| City / Locality | SAHARANPUR |
| District | SAHARANPUR |
| State | UTTAR PRADESH |
| Contact Helpline | +91 4429 000000 |
| IFSC Code | IOBA0002981 |
| MICR Code | 247020007 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank SMESAHARANPURDELHI ROAD branch is IOBA0002981. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify SMESAHARANPURDELHI ROAD branch.
Other Indian Overseas Bank Branches in Saharanpur
Explore nearby verified branches and their IFSC codes in this district.
BANDUKHERI
IFSC: IOBA0003083CHAKROTA ROAD
IFSC: IOBA0001063CHAURA KHURD
IFSC: IOBA0003243DEVLA
IFSC: IOBA0001126GANGOH
IFSC: IOBA0000594JANDHERA
IFSC: IOBA0000685SADAK DUDHALI
IFSC: IOBA0001145SAHARANPUR
IFSC: IOBA0000434UMAHIKALAN
IFSC: IOBA0001208Frequently Asked Questions (Indian Overseas Bank SMESAHARANPURDELHI ROAD)
Q1.What is the IFSC code for Indian Overseas Bank SMESAHARANPURDELHI ROAD branch?
The IFSC code for Indian Overseas Bank SMESAHARANPURDELHI ROAD branch is IOBA0002981. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank SMESAHARANPURDELHI ROAD?
The complete address is: A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH, SAHARANPUR, UTTAR PRADESH. You can reach the branch at +91 4429 000000.
Q3.What is the MICR code of Indian Overseas Bank SMESAHARANPURDELHI ROAD?
The MICR code for Indian Overseas Bank SMESAHARANPURDELHI ROAD is 247020007. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank SMESAHARANPURDELHI ROAD support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002981 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0002981?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002981. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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