RBI Verified CodeMATHURA, UTTAR PRADESH

Indian Overseas Bank

RAYA Branch • IFSC: IOBA0002596

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Indian Overseas Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameRAYA
Complete Address195,IN FRONT OF RAILWAY STATION,RAYA PIN 281204 MATHURA UTTAR PRADESH
City / LocalityMATHURA
DistrictMATHURA
StateUTTAR PRADESH
Contact Helpline+91 4429 000000
IFSC CodeIOBA0002596
MICR Code281020008
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank RAYA branch is IOBA0002596. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code002596

Last 6 digits identify RAYA branch.

Frequently Asked Questions (Indian Overseas Bank RAYA)

Q1.What is the IFSC code for Indian Overseas Bank RAYA branch?

The IFSC code for Indian Overseas Bank RAYA branch is IOBA0002596. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank RAYA?

The complete address is: 195,IN FRONT OF RAILWAY STATION,RAYA PIN 281204 MATHURA UTTAR PRADESH, MATHURA, UTTAR PRADESH. You can reach the branch at +91 4429 000000.

Q3.What is the MICR code of Indian Overseas Bank RAYA?

The MICR code for Indian Overseas Bank RAYA is 281020008. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank RAYA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002596 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0002596?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002596. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers
Indian Overseas Bank RAYA Branch IFSC Code IOBA0002596 & MICR Code | FinCrif