Indian Overseas Bank
DALIGANJ Branch • IFSC: IOBA0000248
Need a Personal or Business Loan from Indian Overseas Bank?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | DALIGANJ |
| Complete Address | NIRMAL AMBIGA ARCADE,I T COLLEGE CRSNG,FAIZABAD RD,LUCKNOW |
| City / Locality | LUCKNOW |
| District | LUCKNOW |
| State | UTTAR PRADESH |
| Contact Helpline | 2740427 |
| IFSC Code | IOBA0000248 |
| MICR Code | 226020005 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank DALIGANJ branch is IOBA0000248. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify DALIGANJ branch.
Other Indian Overseas Bank Branches in Lucknow
Explore nearby verified branches and their IFSC codes in this district.
AHAMA MAU
IFSC: IOBA0003072ALAMBAGH
IFSC: IOBA0003817ALIGANJ
IFSC: IOBA0001574AMINABAD
IFSC: IOBA0000382BAKKAS
IFSC: IOBA0003358BANTHRA
IFSC: IOBA0003232BHITHAULI
IFSC: IOBA0003827BIJNOR ROAD
IFSC: IOBA0003858BIRBAL SAHNI INSTITUTE
IFSC: IOBA0001873CHINHAT
IFSC: IOBA0001923DUBAGGA
IFSC: IOBA0003859GOLAGANJ
IFSC: IOBA0000995Frequently Asked Questions (Indian Overseas Bank DALIGANJ)
Q1.What is the IFSC code for Indian Overseas Bank DALIGANJ branch?
The IFSC code for Indian Overseas Bank DALIGANJ branch is IOBA0000248. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank DALIGANJ?
The complete address is: NIRMAL AMBIGA ARCADE,I T COLLEGE CRSNG,FAIZABAD RD,LUCKNOW, LUCKNOW, UTTAR PRADESH. You can reach the branch at 2740427.
Q3.What is the MICR code of Indian Overseas Bank DALIGANJ?
The MICR code for Indian Overseas Bank DALIGANJ is 226020005. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank DALIGANJ support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000248 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000248?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000248. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.