RBI Verified CodeLALGUDI, TAMIL NADU

Indian Overseas Bank

LALGUDI Branch • IFSC: IOBA0000046

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Indian Overseas Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameLALGUDI
Complete Address41 POPULAR ARCADE MAIN ROAD LALGUDI PIN621601
City / LocalityLALGUDI
DistrictTIRUCHIRAPALLI
StateTAMIL NADU
Contact Helpline+91 4313 000000
IFSC CodeIOBA0000046
MICR Code620020526
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank LALGUDI branch is IOBA0000046. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000046

Last 6 digits identify LALGUDI branch.

Frequently Asked Questions (Indian Overseas Bank LALGUDI)

Q1.What is the IFSC code for Indian Overseas Bank LALGUDI branch?

The IFSC code for Indian Overseas Bank LALGUDI branch is IOBA0000046. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank LALGUDI?

The complete address is: 41 POPULAR ARCADE MAIN ROAD LALGUDI PIN621601, LALGUDI, TAMIL NADU. You can reach the branch at +91 4313 000000.

Q3.What is the MICR code of Indian Overseas Bank LALGUDI?

The MICR code for Indian Overseas Bank LALGUDI is 620020526. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank LALGUDI support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000046 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000046?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000046. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers