RBI Verified CodeVELANGANNI, TAMIL NADU

Indian Overseas Bank

VELANGANNI Branch • IFSC: IOBA0000244

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Indian Overseas Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameVELANGANNI
Complete Address200,MAIN ROAD,VELANGANNI PIN 611111
City / LocalityVELANGANNI
DistrictNAGAPATTINAM
StateTAMIL NADU
Contact Helpline263422
IFSC CodeIOBA0000244
MICR Code611020028
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank VELANGANNI branch is IOBA0000244. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000244

Last 6 digits identify VELANGANNI branch.

Frequently Asked Questions (Indian Overseas Bank VELANGANNI)

Q1.What is the IFSC code for Indian Overseas Bank VELANGANNI branch?

The IFSC code for Indian Overseas Bank VELANGANNI branch is IOBA0000244. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank VELANGANNI?

The complete address is: 200,MAIN ROAD,VELANGANNI PIN 611111, VELANGANNI, TAMIL NADU. You can reach the branch at 263422.

Q3.What is the MICR code of Indian Overseas Bank VELANGANNI?

The MICR code for Indian Overseas Bank VELANGANNI is 611020028. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank VELANGANNI support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000244 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000244?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000244. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers