RBI Verified CodeMIDLAKADU, TAMIL NADU

Indian Overseas Bank

MIDLAKADU Branch • IFSC: IOBA0002549

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameMIDLAKADU
Complete Address4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155
City / LocalityMIDLAKADU
DistrictKANYAKUMARI
StateTAMIL NADU
Contact Helpline255002
IFSC CodeIOBA0002549
MICR Code629020112
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank MIDLAKADU branch is IOBA0002549. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code002549

Last 6 digits identify MIDLAKADU branch.

Frequently Asked Questions (Indian Overseas Bank MIDLAKADU)

Q1.What is the IFSC code for Indian Overseas Bank MIDLAKADU branch?

The IFSC code for Indian Overseas Bank MIDLAKADU branch is IOBA0002549. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank MIDLAKADU?

The complete address is: 4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155, MIDLAKADU, TAMIL NADU. You can reach the branch at 255002.

Q3.What is the MICR code of Indian Overseas Bank MIDLAKADU?

The MICR code for Indian Overseas Bank MIDLAKADU is 629020112. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank MIDLAKADU support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002549 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0002549?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002549. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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