RBI Verified CodeCUDDALORE, TAMIL NADU

Indian Overseas Bank

VADALUR Branch • IFSC: IOBA0000281

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameVADALUR
Complete Address1 FLOOR, SAKTHI MURUGAN COMPLEX, VIRUDHACHALAM CUDDALORE ROAD, VADALUR PIN 607303
City / LocalityCUDDALORE
DistrictCUDDALORE
StateTAMIL NADU
Contact Helpline259237
IFSC CodeIOBA0000281
MICR Code607020203
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank VADALUR branch is IOBA0000281. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000281

Last 6 digits identify VADALUR branch.

Frequently Asked Questions (Indian Overseas Bank VADALUR)

Q1.What is the IFSC code for Indian Overseas Bank VADALUR branch?

The IFSC code for Indian Overseas Bank VADALUR branch is IOBA0000281. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank VADALUR?

The complete address is: 1 FLOOR, SAKTHI MURUGAN COMPLEX, VIRUDHACHALAM CUDDALORE ROAD, VADALUR PIN 607303, CUDDALORE, TAMIL NADU. You can reach the branch at 259237.

Q3.What is the MICR code of Indian Overseas Bank VADALUR?

The MICR code for Indian Overseas Bank VADALUR is 607020203. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank VADALUR support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000281 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000281?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000281. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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