RBI Verified CodeCHENNAI, TAMIL NADU

Indian Overseas Bank

TOWER Branch • IFSC: IOBA0000475

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameTOWER
Complete AddressAC 56, 5 TH AVENUE, ANNANAGAR WEST, CHENNAI - 600040
City / LocalityCHENNAI
DistrictCHENNAI
StateTAMIL NADU
Contact Helpline26211102
IFSC CodeIOBA0000475
MICR Code600020040
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank TOWER branch is IOBA0000475. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000475

Last 6 digits identify TOWER branch.

Frequently Asked Questions (Indian Overseas Bank TOWER)

Q1.What is the IFSC code for Indian Overseas Bank TOWER branch?

The IFSC code for Indian Overseas Bank TOWER branch is IOBA0000475. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank TOWER?

The complete address is: AC 56, 5 TH AVENUE, ANNANAGAR WEST, CHENNAI - 600040, CHENNAI, TAMIL NADU. You can reach the branch at 26211102.

Q3.What is the MICR code of Indian Overseas Bank TOWER?

The MICR code for Indian Overseas Bank TOWER is 600020040. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank TOWER support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000475 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000475?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000475. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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