RBI Verified CodeCHENNAI, TAMIL NADU

Indian Overseas Bank

SAIDAPET Branch • IFSC: IOBA0000307

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameSAIDAPET
Complete Address84, NANADA FLATS, KARANEESWARAR KOIL STEET, SAIDAPET , CHENNAI - 600015
City / LocalityCHENNAI
DistrictCHENNAI
StateTAMIL NADU
Contact Helpline23813046
IFSC CodeIOBA0000307
MICR Code600020029
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank SAIDAPET branch is IOBA0000307. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000307

Last 6 digits identify SAIDAPET branch.

Frequently Asked Questions (Indian Overseas Bank SAIDAPET)

Q1.What is the IFSC code for Indian Overseas Bank SAIDAPET branch?

The IFSC code for Indian Overseas Bank SAIDAPET branch is IOBA0000307. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank SAIDAPET?

The complete address is: 84, NANADA FLATS, KARANEESWARAR KOIL STEET, SAIDAPET , CHENNAI - 600015, CHENNAI, TAMIL NADU. You can reach the branch at 23813046.

Q3.What is the MICR code of Indian Overseas Bank SAIDAPET?

The MICR code for Indian Overseas Bank SAIDAPET is 600020029. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank SAIDAPET support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000307 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000307?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000307. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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