Indian Overseas Bank
PHAGWARA Branch • IFSC: IOBA0000344
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | PHAGWARA |
| Complete Address | OPP. BUS STAND,G.T. RD,PHAGWARA |
| City / Locality | PHAGWARA |
| District | KAPURTHALA |
| State | PUNJAB |
| Contact Helpline | +91 1824 000000 |
| IFSC Code | IOBA0000344 |
| MICR Code | 141020202 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank PHAGWARA branch is IOBA0000344. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify PHAGWARA branch.
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Frequently Asked Questions (Indian Overseas Bank PHAGWARA)
Q1.What is the IFSC code for Indian Overseas Bank PHAGWARA branch?
The IFSC code for Indian Overseas Bank PHAGWARA branch is IOBA0000344. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank PHAGWARA?
The complete address is: OPP. BUS STAND,G.T. RD,PHAGWARA, PHAGWARA, PUNJAB. You can reach the branch at +91 1824 000000.
Q3.What is the MICR code of Indian Overseas Bank PHAGWARA?
The MICR code for Indian Overseas Bank PHAGWARA is 141020202. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank PHAGWARA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000344 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000344?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000344. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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