Indian Overseas Bank
PATHANKOT Branch • IFSC: IOBA0000581
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | PATHANKOT |
| Complete Address | 357 BY 358, DALHOUSIE ROAD, PATHANKOT GURDASPUR DT, PIN 145001 |
| City / Locality | PATHANKOT |
| District | GURDASPUR |
| State | PUNJAB |
| Contact Helpline | +91 1862 000000 |
| IFSC Code | IOBA0000581 |
| MICR Code | 145020002 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank PATHANKOT branch is IOBA0000581. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify PATHANKOT branch.
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Frequently Asked Questions (Indian Overseas Bank PATHANKOT)
Q1.What is the IFSC code for Indian Overseas Bank PATHANKOT branch?
The IFSC code for Indian Overseas Bank PATHANKOT branch is IOBA0000581. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank PATHANKOT?
The complete address is: 357 BY 358, DALHOUSIE ROAD, PATHANKOT GURDASPUR DT, PIN 145001, PATHANKOT, PUNJAB. You can reach the branch at +91 1862 000000.
Q3.What is the MICR code of Indian Overseas Bank PATHANKOT?
The MICR code for Indian Overseas Bank PATHANKOT is 145020002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank PATHANKOT support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000581 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000581?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000581. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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