Indian Overseas Bank
KOT KAPURA Branch • IFSC: IOBA0002247
Need a Personal or Business Loan from Indian Overseas Bank?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | KOT KAPURA |
| Complete Address | SANGAM PALACE FARIDKOT ROAD KOT KAPURA FARIDKOT DIST 151204 |
| City / Locality | KOT KAPURA |
| District | FARIDKOT |
| State | PUNJAB |
| Contact Helpline | +91 1635 000000 |
| IFSC Code | IOBA0002247 |
| MICR Code | 151020152 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank KOT KAPURA branch is IOBA0002247. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify KOT KAPURA branch.
Frequently Asked Questions (Indian Overseas Bank KOT KAPURA)
Q1.What is the IFSC code for Indian Overseas Bank KOT KAPURA branch?
The IFSC code for Indian Overseas Bank KOT KAPURA branch is IOBA0002247. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank KOT KAPURA?
The complete address is: SANGAM PALACE FARIDKOT ROAD KOT KAPURA FARIDKOT DIST 151204, KOT KAPURA, PUNJAB. You can reach the branch at +91 1635 000000.
Q3.What is the MICR code of Indian Overseas Bank KOT KAPURA?
The MICR code for Indian Overseas Bank KOT KAPURA is 151020152. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank KOT KAPURA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002247 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0002247?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002247. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.