Indian Overseas Bank
LAKSHMIPUR Branch • IFSC: IOBA0000545
Need a Personal or Business Loan from Indian Overseas Bank?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | LAKSHMIPUR |
| Complete Address | LAXMIPUR,PIN 765013 |
| City / Locality | LAXMIPUR |
| District | KORAPUR |
| State | ODISHA |
| Contact Helpline | +91 68550 00000 |
| IFSC Code | IOBA0000545 |
| MICR Code | 765020504 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank LAKSHMIPUR branch is IOBA0000545. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify LAKSHMIPUR branch.
Frequently Asked Questions (Indian Overseas Bank LAKSHMIPUR)
Q1.What is the IFSC code for Indian Overseas Bank LAKSHMIPUR branch?
The IFSC code for Indian Overseas Bank LAKSHMIPUR branch is IOBA0000545. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank LAKSHMIPUR?
The complete address is: LAXMIPUR,PIN 765013, LAXMIPUR, ODISHA. You can reach the branch at +91 68550 00000.
Q3.What is the MICR code of Indian Overseas Bank LAKSHMIPUR?
The MICR code for Indian Overseas Bank LAKSHMIPUR is 765020504. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank LAKSHMIPUR support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000545 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000545?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000545. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.