Indian Overseas Bank
RATNAGIRI Branch • IFSC: IOBA0001979
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | RATNAGIRI |
| Complete Address | KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612 |
| City / Locality | RATNAGIRI |
| District | RATNAGIRI |
| State | MAHARASHTRA |
| Contact Helpline | +91 2352 000000 |
| IFSC Code | IOBA0001979 |
| MICR Code | 415020051 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank RATNAGIRI branch is IOBA0001979. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify RATNAGIRI branch.
Frequently Asked Questions (Indian Overseas Bank RATNAGIRI)
Q1.What is the IFSC code for Indian Overseas Bank RATNAGIRI branch?
The IFSC code for Indian Overseas Bank RATNAGIRI branch is IOBA0001979. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank RATNAGIRI?
The complete address is: KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, RATNAGIRI, MAHARASHTRA. You can reach the branch at +91 2352 000000.
Q3.What is the MICR code of Indian Overseas Bank RATNAGIRI?
The MICR code for Indian Overseas Bank RATNAGIRI is 415020051. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank RATNAGIRI support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0001979 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0001979?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0001979. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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