RBI Verified CodeMUMBAI, MAHARASHTRA

Indian Overseas Bank

GARODIA NAGAR Branch • IFSC: IOBA0000397

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameGARODIA NAGAR
Complete AddressPLOT NO 167, 90 FEET ROAD, GARODIA NAGAR, GHATKOPAR EAST, MUMBAI - 400077
City / LocalityMUMBAI
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact Helpline25064903
IFSC CodeIOBA0000397
MICR Code400020011
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank GARODIA NAGAR branch is IOBA0000397. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000397

Last 6 digits identify GARODIA NAGAR branch.

Frequently Asked Questions (Indian Overseas Bank GARODIA NAGAR)

Q1.What is the IFSC code for Indian Overseas Bank GARODIA NAGAR branch?

The IFSC code for Indian Overseas Bank GARODIA NAGAR branch is IOBA0000397. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank GARODIA NAGAR?

The complete address is: PLOT NO 167, 90 FEET ROAD, GARODIA NAGAR, GHATKOPAR EAST, MUMBAI - 400077, MUMBAI, MAHARASHTRA. You can reach the branch at 25064903.

Q3.What is the MICR code of Indian Overseas Bank GARODIA NAGAR?

The MICR code for Indian Overseas Bank GARODIA NAGAR is 400020011. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank GARODIA NAGAR support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000397 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000397?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000397. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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