RBI Verified CodeTHIRUVANANTHAPURAM, KERALA

Indian Overseas Bank

PATTOM Branch • IFSC: IOBA0000831

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NamePATTOM
Complete AddressPLOT NO 7, VRINDAVAN HOUSING COLONY, MEDICAL COLLEGE ROAD, PATTOM, THIRUVANANTHAPURAM - 695004
City / LocalityTHIRUVANANTHAPURAM
DistrictTRIVANDRUM
StateKERALA
Contact Helpline2447016
IFSC CodeIOBA0000831
MICR Code695020005
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank PATTOM branch is IOBA0000831. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000831

Last 6 digits identify PATTOM branch.

Frequently Asked Questions (Indian Overseas Bank PATTOM)

Q1.What is the IFSC code for Indian Overseas Bank PATTOM branch?

The IFSC code for Indian Overseas Bank PATTOM branch is IOBA0000831. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank PATTOM?

The complete address is: PLOT NO 7, VRINDAVAN HOUSING COLONY, MEDICAL COLLEGE ROAD, PATTOM, THIRUVANANTHAPURAM - 695004, THIRUVANANTHAPURAM, KERALA. You can reach the branch at 2447016.

Q3.What is the MICR code of Indian Overseas Bank PATTOM?

The MICR code for Indian Overseas Bank PATTOM is 695020005. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank PATTOM support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000831 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000831?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000831. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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