Indian Overseas Bank
EDAPAL Branch • IFSC: IOBA0001638
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | EDAPAL |
| Complete Address | XII BY 596A RAJADHANI COMPLEX CALICUT ROAD EDAPPAL PIN 679576 |
| City / Locality | MALAPPURAM |
| District | MALAPPURAM |
| State | KERALA |
| Contact Helpline | +91 1633 000000 |
| IFSC Code | IOBA0001638 |
| MICR Code | 679020302 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank EDAPAL branch is IOBA0001638. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify EDAPAL branch.
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Frequently Asked Questions (Indian Overseas Bank EDAPAL)
Q1.What is the IFSC code for Indian Overseas Bank EDAPAL branch?
The IFSC code for Indian Overseas Bank EDAPAL branch is IOBA0001638. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank EDAPAL?
The complete address is: XII BY 596A RAJADHANI COMPLEX CALICUT ROAD EDAPPAL PIN 679576, MALAPPURAM, KERALA. You can reach the branch at +91 1633 000000.
Q3.What is the MICR code of Indian Overseas Bank EDAPAL?
The MICR code for Indian Overseas Bank EDAPAL is 679020302. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank EDAPAL support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0001638 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0001638?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0001638. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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