RBI Verified CodeKOTTAYAM, KERALA

Indian Overseas Bank

KOTTAYAMT B ROAD Branch • IFSC: IOBA0002138

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameKOTTAYAMT B ROAD
Complete AddressBUILDING NO 13 BY 536, FIRST FLOOR, MUTHOOT CROWN PLAZA, T B ROAD, KOTTAYAM PIN 686001
City / LocalityKOTTAYAM
DistrictKOTTAYAM
StateKERALA
Contact Helpline2301274
IFSC CodeIOBA0002138
MICR Code686020003
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank KOTTAYAMT B ROAD branch is IOBA0002138. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code002138

Last 6 digits identify KOTTAYAMT B ROAD branch.

Frequently Asked Questions (Indian Overseas Bank KOTTAYAMT B ROAD)

Q1.What is the IFSC code for Indian Overseas Bank KOTTAYAMT B ROAD branch?

The IFSC code for Indian Overseas Bank KOTTAYAMT B ROAD branch is IOBA0002138. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank KOTTAYAMT B ROAD?

The complete address is: BUILDING NO 13 BY 536, FIRST FLOOR, MUTHOOT CROWN PLAZA, T B ROAD, KOTTAYAM PIN 686001, KOTTAYAM, KERALA. You can reach the branch at 2301274.

Q3.What is the MICR code of Indian Overseas Bank KOTTAYAMT B ROAD?

The MICR code for Indian Overseas Bank KOTTAYAMT B ROAD is 686020003. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank KOTTAYAMT B ROAD support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002138 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0002138?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002138. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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