Indian Overseas Bank
EDAPALLY Branch • IFSC: IOBA0001496
Need a Personal or Business Loan from Indian Overseas Bank?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | EDAPALLY |
| Complete Address | XXX BY 116, PERIYAMKUNNATH BUILDING, KONAMTHAI EDAPALLY, ERNAKULAM PIN682024 |
| City / Locality | KOCHI |
| District | ERNAKULAM |
| State | KERALA |
| Contact Helpline | 2555967 |
| IFSC Code | IOBA0001496 |
| MICR Code | 682020006 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank EDAPALLY branch is IOBA0001496. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify EDAPALLY branch.
Other Indian Overseas Bank Branches in Ernakulam
Explore nearby verified branches and their IFSC codes in this district.
ALWAYE
IFSC: IOBA0000664ANGAMALI
IFSC: IOBA0001910COCHIN WILLINGDON ISLAND
IFSC: IOBA0000102ERNAKULAM
IFSC: IOBA0000024KADAVANTHARA
IFSC: IOBA0003671KALOOR
IFSC: IOBA0001613KOCHI
IFSC: IOBA0000019KOCHIKAKKANAD
IFSC: IOBA0001660KOTHAMANGALAM
IFSC: IOBA0001907KUMBANAD
IFSC: IOBA0000436MARADU
IFSC: IOBA0002243MUVATTUPUZHA
IFSC: IOBA0001916Frequently Asked Questions (Indian Overseas Bank EDAPALLY)
Q1.What is the IFSC code for Indian Overseas Bank EDAPALLY branch?
The IFSC code for Indian Overseas Bank EDAPALLY branch is IOBA0001496. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank EDAPALLY?
The complete address is: XXX BY 116, PERIYAMKUNNATH BUILDING, KONAMTHAI EDAPALLY, ERNAKULAM PIN682024, KOCHI, KERALA. You can reach the branch at 2555967.
Q3.What is the MICR code of Indian Overseas Bank EDAPALLY?
The MICR code for Indian Overseas Bank EDAPALLY is 682020006. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank EDAPALLY support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0001496 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0001496?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0001496. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.