RBI Verified CodeCHERTHALA, KERALA

Indian Overseas Bank

CHERTHALA Branch • IFSC: IOBA0003418

View on Map
Instant Pre-Approved Offers

Need a Personal or Business Loan from Indian Overseas Bank?

Check loan eligibility, compare interest rates, and apply online with zero paperwork.

Calculate EMI

Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameCHERTHALA
Complete AddressCMC,V BY 118A B,NEAR COURT COMPLEX,T B R,688524
City / LocalityCHERTHALA
DistrictALAPUZHA
StateKERALA
Contact Helpline+91 4429 000000
IFSC CodeIOBA0003418
MICR CodeNon-MICR / Not Available
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank CHERTHALA branch is IOBA0003418. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code003418

Last 6 digits identify CHERTHALA branch.

Frequently Asked Questions (Indian Overseas Bank CHERTHALA)

Q1.What is the IFSC code for Indian Overseas Bank CHERTHALA branch?

The IFSC code for Indian Overseas Bank CHERTHALA branch is IOBA0003418. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank CHERTHALA?

The complete address is: CMC,V BY 118A B,NEAR COURT COMPLEX,T B R,688524, CHERTHALA, KERALA. You can reach the branch at +91 4429 000000.

Q3.What is the MICR code of Indian Overseas Bank CHERTHALA?

The MICR code is currently listed as not available or non-MICR branch.

Q4.Does Indian Overseas Bank CHERTHALA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0003418 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0003418?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0003418. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

Special Partner OfferVerified Partner

Need an Instant Personal Loan?

Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.

Lowest RatesStarting from 10.49% p.a.
Fast DisbursalFunds in account within 3 hours*
100% Digital ProcessNo physical paperwork required
Compare 45+ Bank Rates Online →
No impact on credit score to check offers