Indian Overseas Bank
KALGHATGI Branch • IFSC: IOBA0002654
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | KALGHATGI |
| Complete Address | KADLASKAR BUILDING MAIN ROAD KALGHATAGI 581204 |
| City / Locality | KALGHATGI |
| District | DHARWAD |
| State | KARNATAKA |
| Contact Helpline | +91 4429 000000 |
| IFSC Code | IOBA0002654 |
| MICR Code | 580020504 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank KALGHATGI branch is IOBA0002654. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify KALGHATGI branch.
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Frequently Asked Questions (Indian Overseas Bank KALGHATGI)
Q1.What is the IFSC code for Indian Overseas Bank KALGHATGI branch?
The IFSC code for Indian Overseas Bank KALGHATGI branch is IOBA0002654. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank KALGHATGI?
The complete address is: KADLASKAR BUILDING MAIN ROAD KALGHATAGI 581204, KALGHATGI, KARNATAKA. You can reach the branch at +91 4429 000000.
Q3.What is the MICR code of Indian Overseas Bank KALGHATGI?
The MICR code for Indian Overseas Bank KALGHATGI is 580020504. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank KALGHATGI support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002654 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0002654?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002654. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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