RBI Verified CodeMARGAO, GOA

Indian Overseas Bank

SERAULIM Branch • IFSC: IOBA0002902

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NameSERAULIM
Complete AddressAG BY 5 6,RELIANCE PARK CO OPERATIVE HOUSING SOCIETY,MARGAO COLVA ROAD,SERAULIM,SOUTH GOA,GOA 403708
City / LocalityMARGAO
DistrictSOUTH GOA
StateGOA
Contact Helpline+91 4429 000000
IFSC CodeIOBA0002902
MICR Code403020021
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank SERAULIM branch is IOBA0002902. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code002902

Last 6 digits identify SERAULIM branch.

Frequently Asked Questions (Indian Overseas Bank SERAULIM)

Q1.What is the IFSC code for Indian Overseas Bank SERAULIM branch?

The IFSC code for Indian Overseas Bank SERAULIM branch is IOBA0002902. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank SERAULIM?

The complete address is: AG BY 5 6,RELIANCE PARK CO OPERATIVE HOUSING SOCIETY,MARGAO COLVA ROAD,SERAULIM,SOUTH GOA,GOA 403708, MARGAO, GOA. You can reach the branch at +91 4429 000000.

Q3.What is the MICR code of Indian Overseas Bank SERAULIM?

The MICR code for Indian Overseas Bank SERAULIM is 403020021. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank SERAULIM support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002902 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0002902?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002902. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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