Indian Overseas Bank
KHARSIA Branch • IFSC: IOBA0002935
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | KHARSIA |
| Complete Address | 578 BY 12 GANDHI CHOWK NEAR M G COLLEGE,RAIGARH ROAD,KHARSIA C.G.PIN 496661 |
| City / Locality | KHARSIA |
| District | RAIGARH |
| State | CHHATTISGARH |
| Contact Helpline | +91 77620 00000 |
| IFSC Code | IOBA0002935 |
| MICR Code | 496020501 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank KHARSIA branch is IOBA0002935. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify KHARSIA branch.
Frequently Asked Questions (Indian Overseas Bank KHARSIA)
Q1.What is the IFSC code for Indian Overseas Bank KHARSIA branch?
The IFSC code for Indian Overseas Bank KHARSIA branch is IOBA0002935. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank KHARSIA?
The complete address is: 578 BY 12 GANDHI CHOWK NEAR M G COLLEGE,RAIGARH ROAD,KHARSIA C.G.PIN 496661, KHARSIA, CHHATTISGARH. You can reach the branch at +91 77620 00000.
Q3.What is the MICR code of Indian Overseas Bank KHARSIA?
The MICR code for Indian Overseas Bank KHARSIA is 496020501. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank KHARSIA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0002935 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0002935?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0002935. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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