RBI Verified CodePATNA, BIHAR

Indian Overseas Bank

PATNA Branch • IFSC: IOBA0000498

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIndian Overseas Bank
Branch NamePATNA
Complete AddressMAURYA CENTRE,MAZAHAR UL HAQUE PATH,PATNA,PIN 800001
City / LocalityPATNA
DistrictPATNA
StateBIHAR
Contact Helpline+91 61220 00000
IFSC CodeIOBA0000498
MICR Code800020002
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Indian Overseas Bank

The IFSC (Indian Financial System Code) for Indian Overseas Bank PATNA branch is IOBA0000498. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIOBA

First 4 characters represent Indian Overseas Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000498

Last 6 digits identify PATNA branch.

Frequently Asked Questions (Indian Overseas Bank PATNA)

Q1.What is the IFSC code for Indian Overseas Bank PATNA branch?

The IFSC code for Indian Overseas Bank PATNA branch is IOBA0000498. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Indian Overseas Bank PATNA?

The complete address is: MAURYA CENTRE,MAZAHAR UL HAQUE PATH,PATNA,PIN 800001, PATNA, BIHAR. You can reach the branch at +91 61220 00000.

Q3.What is the MICR code of Indian Overseas Bank PATNA?

The MICR code for Indian Overseas Bank PATNA is 800020002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Indian Overseas Bank PATNA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000498 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IOBA0000498?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000498. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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