Indian Overseas Bank
GUWAHATI Branch • IFSC: IOBA0000420
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Branch Specifications & IFSC Data
| Bank Name | Indian Overseas Bank |
| Branch Name | GUWAHATI |
| Complete Address | MOTILAL NEHRU ROAD,PAN BAZAAR, GUWAHATI,PIN 781001 |
| City / Locality | GUWAHATI |
| District | KAMRUP |
| State | ASSAM |
| Contact Helpline | +91 3613 000000 |
| IFSC Code | IOBA0000420 |
| MICR Code | 781020002 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Indian Overseas Bank
The IFSC (Indian Financial System Code) for Indian Overseas Bank GUWAHATI branch is IOBA0000420. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Indian Overseas Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify GUWAHATI branch.
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IFSC: IOBA0003427Frequently Asked Questions (Indian Overseas Bank GUWAHATI)
Q1.What is the IFSC code for Indian Overseas Bank GUWAHATI branch?
The IFSC code for Indian Overseas Bank GUWAHATI branch is IOBA0000420. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Indian Overseas Bank GUWAHATI?
The complete address is: MOTILAL NEHRU ROAD,PAN BAZAAR, GUWAHATI,PIN 781001, GUWAHATI, ASSAM. You can reach the branch at +91 3613 000000.
Q3.What is the MICR code of Indian Overseas Bank GUWAHATI?
The MICR code for Indian Overseas Bank GUWAHATI is 781020002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Indian Overseas Bank GUWAHATI support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IOBA0000420 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IOBA0000420?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IOBA0000420. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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