IDBI
PHAGWADA Branch • IFSC: IBKL0000077
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Branch Specifications & IFSC Data
| Bank Name | IDBI |
| Branch Name | PHAGWADA |
| Complete Address | 14A OHRI TOWERSMODEL TOWN G T ROAD |
| City / Locality | KAPURTHALA |
| District | PHAGWARA |
| State | PUNJAB |
| Contact Helpline | +91 98730 00000 |
| IFSC Code | IBKL0000077 |
| MICR Code | 144259202 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for IDBI
The IFSC (Indian Financial System Code) for IDBI PHAGWADA branch is IBKL0000077. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent IDBI.
5th character is always 0 (reserved for RBI).
Last 6 digits identify PHAGWADA branch.
Frequently Asked Questions (IDBI PHAGWADA)
Q1.What is the IFSC code for IDBI PHAGWADA branch?
The IFSC code for IDBI PHAGWADA branch is IBKL0000077. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of IDBI PHAGWADA?
The complete address is: 14A OHRI TOWERSMODEL TOWN G T ROAD, KAPURTHALA, PUNJAB. You can reach the branch at +91 98730 00000.
Q3.What is the MICR code of IDBI PHAGWADA?
The MICR code for IDBI PHAGWADA is 144259202. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does IDBI PHAGWADA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IBKL0000077 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code IBKL0000077?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IBKL0000077. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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