RBI Verified CodeLUDHIANA, PUNJAB

IDBI

RETAIL ASSETS LUDHIANA Branch • IFSC: IBKL0000825

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Branch Specifications & IFSC Data

Updated 2026
Bank NameIDBI
Branch NameRETAIL ASSETS LUDHIANA
Complete AddressIDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001
City / LocalityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
Contact Helpline+91 84280 00000
IFSC CodeIBKL0000825
MICR CodeNon-MICR / Not Available
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for IDBI

The IFSC (Indian Financial System Code) for IDBI RETAIL ASSETS LUDHIANA branch is IBKL0000825. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierIBKL

First 4 characters represent IDBI.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000825

Last 6 digits identify RETAIL ASSETS LUDHIANA branch.

Frequently Asked Questions (IDBI RETAIL ASSETS LUDHIANA)

Q1.What is the IFSC code for IDBI RETAIL ASSETS LUDHIANA branch?

The IFSC code for IDBI RETAIL ASSETS LUDHIANA branch is IBKL0000825. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of IDBI RETAIL ASSETS LUDHIANA?

The complete address is: IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001, LUDHIANA, PUNJAB. You can reach the branch at +91 84280 00000.

Q3.What is the MICR code of IDBI RETAIL ASSETS LUDHIANA?

The MICR code is currently listed as not available or non-MICR branch.

Q4.Does IDBI RETAIL ASSETS LUDHIANA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC IBKL0000825 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code IBKL0000825?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code IBKL0000825. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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