RBI Verified CodeBALAGHAT, MADHYA PRADESH

Equitas Small Finance Bank

KOSMI Branch • IFSC: ESFB0014005

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Branch Specifications & IFSC Data

Updated 2026
Bank NameEquitas Small Finance Bank
Branch NameKOSMI
Complete AddressNOVELTY HOUSE ROAD,WARD NO.18,BALAGHAT,MADHYA PRADESH
City / LocalityBALAGHAT
DistrictBALAGHAT
StateMADHYA PRADESH
Contact Helpline+91 4431 000000
IFSC CodeESFB0014005
MICR Code481756001
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Equitas Small Finance Bank

The IFSC (Indian Financial System Code) for Equitas Small Finance Bank KOSMI branch is ESFB0014005. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierESFB

First 4 characters represent Equitas Small Finance Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code014005

Last 6 digits identify KOSMI branch.

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Frequently Asked Questions (Equitas Small Finance Bank KOSMI)

Q1.What is the IFSC code for Equitas Small Finance Bank KOSMI branch?

The IFSC code for Equitas Small Finance Bank KOSMI branch is ESFB0014005. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Equitas Small Finance Bank KOSMI?

The complete address is: NOVELTY HOUSE ROAD,WARD NO.18,BALAGHAT,MADHYA PRADESH, BALAGHAT, MADHYA PRADESH. You can reach the branch at +91 4431 000000.

Q3.What is the MICR code of Equitas Small Finance Bank KOSMI?

The MICR code for Equitas Small Finance Bank KOSMI is 481756001. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Equitas Small Finance Bank KOSMI support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC ESFB0014005 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code ESFB0014005?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code ESFB0014005. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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