Bank of India
ONI Branch • IFSC: BKID0001497
Need a Personal or Business Loan from Bank of India?
Check loan eligibility, compare interest rates, and apply online with zero paperwork.
Branch Specifications & IFSC Data
| Bank Name | Bank of India |
| Branch Name | ONI |
| Complete Address | ONI SHIVANE ROAD A P ONI MUMBAI GOA HIGHWAY TAL RAJAPUR PINCODE 416705 |
| City / Locality | RATNAGIRI |
| District | RATNAGIRI |
| State | MAHARASHTRA |
| Contact Helpline | +91 86990 00000 |
| IFSC Code | BKID0001497 |
| MICR Code | 416013590 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Bank of India
The IFSC (Indian Financial System Code) for Bank of India ONI branch is BKID0001497. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Bank of India.
5th character is always 0 (reserved for RBI).
Last 6 digits identify ONI branch.
Other Bank of India Branches in Ratnagiri
Explore nearby verified branches and their IFSC codes in this district.
CHIPLUN
IFSC: BKID0001411DAPOLI
IFSC: BKID0001455FURUS
IFSC: BKID0001474JAKADEVI
IFSC: BKID0001481KARWANCHIWADI
IFSC: BKID0001484KOTAWADE
IFSC: BKID0001476MARUTI MANDIR
IFSC: BKID0001463NIWALI TITHA
IFSC: BKID0001496PALI RATNAGIRI
IFSC: BKID0001477PAWAS
IFSC: BKID0001475RATNAGIRI
IFSC: BKID0001400RATNAGIRI
IFSC: BKID0VG3011Frequently Asked Questions (Bank of India ONI)
Q1.What is the IFSC code for Bank of India ONI branch?
The IFSC code for Bank of India ONI branch is BKID0001497. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Bank of India ONI?
The complete address is: ONI SHIVANE ROAD A P ONI MUMBAI GOA HIGHWAY TAL RAJAPUR PINCODE 416705, RATNAGIRI, MAHARASHTRA. You can reach the branch at +91 86990 00000.
Q3.What is the MICR code of Bank of India ONI?
The MICR code for Bank of India ONI is 416013590. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Bank of India ONI support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC BKID0001497 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code BKID0001497?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code BKID0001497. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
Need an Instant Personal Loan?
Get instant approval from 45+ RBI-regulated lenders up to ₹25 Lakh.