RBI Verified CodeBHAGALPUR, BIHAR

Bank of India

NAUGACHHIA Branch • IFSC: BKID0004589

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Branch Specifications & IFSC Data

Updated 2026
Bank NameBank of India
Branch NameNAUGACHHIA
Complete AddressCHIRANIA COMPLEXNH 31 NAUGACHHIA
City / LocalityBHAGALPUR
DistrictBHAGALPUR
StateBIHAR
Contact Helpline+91 94720 00000
IFSC CodeBKID0004589
MICR Code812013507
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Bank of India

The IFSC (Indian Financial System Code) for Bank of India NAUGACHHIA branch is BKID0004589. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierBKID

First 4 characters represent Bank of India.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code004589

Last 6 digits identify NAUGACHHIA branch.

Frequently Asked Questions (Bank of India NAUGACHHIA)

Q1.What is the IFSC code for Bank of India NAUGACHHIA branch?

The IFSC code for Bank of India NAUGACHHIA branch is BKID0004589. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Bank of India NAUGACHHIA?

The complete address is: CHIRANIA COMPLEXNH 31 NAUGACHHIA, BHAGALPUR, BIHAR. You can reach the branch at +91 94720 00000.

Q3.What is the MICR code of Bank of India NAUGACHHIA?

The MICR code for Bank of India NAUGACHHIA is 812013507. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Bank of India NAUGACHHIA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC BKID0004589 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code BKID0004589?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code BKID0004589. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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