Bank of Baroda
JOYA Branch • IFSC: BARB0JOYAJY
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Branch Specifications & IFSC Data
| Bank Name | Bank of Baroda |
| Branch Name | JOYA |
| Complete Address | DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222 |
| City / Locality | JOYA |
| District | JYOTIBA PHULE NAGAR |
| State | UTTAR PRADESH |
| Contact Helpline | 910222000000000 |
| IFSC Code | BARB0JOYAJY |
| MICR Code | 244012503 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Bank of Baroda
The IFSC (Indian Financial System Code) for Bank of Baroda JOYA branch is BARB0JOYAJY. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Bank of Baroda.
5th character is always 0 (reserved for RBI).
Last 6 digits identify JOYA branch.
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Frequently Asked Questions (Bank of Baroda JOYA)
Q1.What is the IFSC code for Bank of Baroda JOYA branch?
The IFSC code for Bank of Baroda JOYA branch is BARB0JOYAJY. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Bank of Baroda JOYA?
The complete address is: DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222, JOYA, UTTAR PRADESH. You can reach the branch at 910222000000000.
Q3.What is the MICR code of Bank of Baroda JOYA?
The MICR code for Bank of Baroda JOYA is 244012503. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Bank of Baroda JOYA support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC BARB0JOYAJY are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code BARB0JOYAJY?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code BARB0JOYAJY. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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