Axis Bank
PAYAL Branch • IFSC: UTIB0002130
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Branch Specifications & IFSC Data
| Bank Name | Axis Bank |
| Branch Name | PAYAL |
| Complete Address | GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416 |
| City / Locality | PAYAL |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Helpline | +91 84380 00000 |
| IFSC Code | UTIB0002130 |
| MICR Code | 141211203 |
| NEFT Supported | Enabled (24x7) |
| RTGS Supported | Enabled (High Value) |
| IMPS Supported | Instant 24x7 |
| UPI Payments | Supported |
IFSC Code Breakdown for Axis Bank
The IFSC (Indian Financial System Code) for Axis Bank PAYAL branch is UTIB0002130. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.
First 4 characters represent Axis Bank.
5th character is always 0 (reserved for RBI).
Last 6 digits identify PAYAL branch.
Other Axis Bank Branches in Ludhiana
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IFSC: UTIB0005297Frequently Asked Questions (Axis Bank PAYAL)
Q1.What is the IFSC code for Axis Bank PAYAL branch?
The IFSC code for Axis Bank PAYAL branch is UTIB0002130. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.
Q2.What is the address and contact number of Axis Bank PAYAL?
The complete address is: GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416, PAYAL, PUNJAB. You can reach the branch at +91 84380 00000.
Q3.What is the MICR code of Axis Bank PAYAL?
The MICR code for Axis Bank PAYAL is 141211203. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.
Q4.Does Axis Bank PAYAL support 24x7 IMPS and NEFT transfers?
Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTIB0002130 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.
Q5.How can I transfer money using IFSC code UTIB0002130?
Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTIB0002130. Once validated, select IMPS, NEFT, or RTGS to execute the payment.
RBI Verification Disclaimer
Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.
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