RBI Verified CodePHAGWARA, PUNJAB

Axis Bank

PHAGWARA Branch • IFSC: UTIB0000071

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Branch Specifications & IFSC Data

Updated 2026
Bank NameAxis Bank
Branch NamePHAGWARA
Complete AddressMUNICIPAL NO XXXI/73, G T ROAD
City / LocalityPHAGWARA
DistrictKAPURTHALA
StatePUNJAB
Contact Helpline+91 98720 00000
IFSC CodeUTIB0000071
MICR Code144211002
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Axis Bank

The IFSC (Indian Financial System Code) for Axis Bank PHAGWARA branch is UTIB0000071. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTIB

First 4 characters represent Axis Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000071

Last 6 digits identify PHAGWARA branch.

Frequently Asked Questions (Axis Bank PHAGWARA)

Q1.What is the IFSC code for Axis Bank PHAGWARA branch?

The IFSC code for Axis Bank PHAGWARA branch is UTIB0000071. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Axis Bank PHAGWARA?

The complete address is: MUNICIPAL NO XXXI/73, G T ROAD, PHAGWARA, PUNJAB. You can reach the branch at +91 98720 00000.

Q3.What is the MICR code of Axis Bank PHAGWARA?

The MICR code for Axis Bank PHAGWARA is 144211002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Axis Bank PHAGWARA support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTIB0000071 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTIB0000071?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTIB0000071. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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