RBI Verified CodeJOWAI, MEGHALAYA

Axis Bank

THE JOWAI COOPERATIVE URBAN BANK Branch • IFSC: UTIB0SJCUB1

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Branch Specifications & IFSC Data

Updated 2026
Bank NameAxis Bank
Branch NameTHE JOWAI COOPERATIVE URBAN BANK
Complete Address2ND FLOOR MERUS BUILDING LAWMUSIANG JOWAI MEGHALAYA PIN 793150
City / LocalityJOWAI
DistrictJAINTIA HILLS
StateMEGHALAYA
Contact Helpline+91 3652 000000
IFSC CodeUTIB0SJCUB1
MICR Code793807501
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Axis Bank

The IFSC (Indian Financial System Code) for Axis Bank THE JOWAI COOPERATIVE URBAN BANK branch is UTIB0SJCUB1. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTIB

First 4 characters represent Axis Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch CodeSJCUB1

Last 6 digits identify THE JOWAI COOPERATIVE URBAN BANK branch.

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Frequently Asked Questions (Axis Bank THE JOWAI COOPERATIVE URBAN BANK)

Q1.What is the IFSC code for Axis Bank THE JOWAI COOPERATIVE URBAN BANK branch?

The IFSC code for Axis Bank THE JOWAI COOPERATIVE URBAN BANK branch is UTIB0SJCUB1. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Axis Bank THE JOWAI COOPERATIVE URBAN BANK?

The complete address is: 2ND FLOOR MERUS BUILDING LAWMUSIANG JOWAI MEGHALAYA PIN 793150, JOWAI, MEGHALAYA. You can reach the branch at +91 3652 000000.

Q3.What is the MICR code of Axis Bank THE JOWAI COOPERATIVE URBAN BANK?

The MICR code for Axis Bank THE JOWAI COOPERATIVE URBAN BANK is 793807501. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Axis Bank THE JOWAI COOPERATIVE URBAN BANK support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTIB0SJCUB1 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTIB0SJCUB1?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTIB0SJCUB1. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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Axis Bank THE JOWAI COOPERATIVE URBAN BANK Branch IFSC Code UTIB0SJCUB1 & MICR Code | FinCrif