RBI Verified CodeKOCHI, KERALA

Axis Bank

KOCHI Branch • IFSC: UTIB0000081

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Branch Specifications & IFSC Data

Updated 2026
Bank NameAxis Bank
Branch NameKOCHI
Complete Address41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM
City / LocalityKOCHI
DistrictERNAKULAM
StateKERALA
Contact Helpline+91 98950 00000
IFSC CodeUTIB0000081
MICR Code682211002
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Axis Bank

The IFSC (Indian Financial System Code) for Axis Bank KOCHI branch is UTIB0000081. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTIB

First 4 characters represent Axis Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch Code000081

Last 6 digits identify KOCHI branch.

Frequently Asked Questions (Axis Bank KOCHI)

Q1.What is the IFSC code for Axis Bank KOCHI branch?

The IFSC code for Axis Bank KOCHI branch is UTIB0000081. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Axis Bank KOCHI?

The complete address is: 41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM, KOCHI, KERALA. You can reach the branch at +91 98950 00000.

Q3.What is the MICR code of Axis Bank KOCHI?

The MICR code for Axis Bank KOCHI is 682211002. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Axis Bank KOCHI support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTIB0000081 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTIB0000081?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTIB0000081. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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Axis Bank KOCHI Branch IFSC Code UTIB0000081 & MICR Code | FinCrif