RBI Verified CodeSECUNDERABAD, ANDHRA PRADESH

Axis Bank

SEC MERCANTILE COOP URBAN BANK Branch • IFSC: UTIB0SSMCU1

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Branch Specifications & IFSC Data

Updated 2026
Bank NameAxis Bank
Branch NameSEC MERCANTILE COOP URBAN BANK
Complete AddressLAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126
City / LocalitySECUNDERABAD
DistrictHYDERABAD
StateANDHRA PRADESH
Contact Helpline+91 4028 000000
IFSC CodeUTIB0SSMCU1
MICR Code500211005
NEFT SupportedEnabled (24x7)
RTGS SupportedEnabled (High Value)
IMPS SupportedInstant 24x7
UPI PaymentsSupported

IFSC Code Breakdown for Axis Bank

The IFSC (Indian Financial System Code) for Axis Bank SEC MERCANTILE COOP URBAN BANK branch is UTIB0SSMCU1. This 11-digit alphanumeric code is regulated by the Reserve Bank of India (RBI) to uniquely route digital transactions to this specific branch.

Bank IdentifierUTIB

First 4 characters represent Axis Bank.

Control Character0

5th character is always 0 (reserved for RBI).

Branch CodeSSMCU1

Last 6 digits identify SEC MERCANTILE COOP URBAN BANK branch.

Frequently Asked Questions (Axis Bank SEC MERCANTILE COOP URBAN BANK)

Q1.What is the IFSC code for Axis Bank SEC MERCANTILE COOP URBAN BANK branch?

The IFSC code for Axis Bank SEC MERCANTILE COOP URBAN BANK branch is UTIB0SSMCU1. This code is assigned by RBI and is required for NEFT, RTGS, and IMPS electronic money transfers.

Q2.What is the address and contact number of Axis Bank SEC MERCANTILE COOP URBAN BANK?

The complete address is: LAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126, SECUNDERABAD, ANDHRA PRADESH. You can reach the branch at +91 4028 000000.

Q3.What is the MICR code of Axis Bank SEC MERCANTILE COOP URBAN BANK?

The MICR code for Axis Bank SEC MERCANTILE COOP URBAN BANK is 500211005. It is printed at the bottom of cheques used for magnetic ink character recognition during clearing.

Q4.Does Axis Bank SEC MERCANTILE COOP URBAN BANK support 24x7 IMPS and NEFT transfers?

Yes, electronic fund transfers including IMPS, NEFT, and RTGS with IFSC UTIB0SSMCU1 are available 24x7 all year round as per Reserve Bank of India (RBI) guidelines.

Q5.How can I transfer money using IFSC code UTIB0SSMCU1?

Log in to your mobile or net banking app, go to Add Beneficiary, enter the recipient name, account number, and IFSC code UTIB0SSMCU1. Once validated, select IMPS, NEFT, or RTGS to execute the payment.

RBI Verification Disclaimer

Information displayed here is sourced from public Reserve Bank of India (RBI) records. While FinCrif rigorously updates branch details, IFSC, and MICR codes, please verify details with the recipient or branch before executing large-value RTGS/NEFT transfers.

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